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Home Insurance in Little Elm, TX

Insurance is all about asset protection — and a home is the biggest asset most people have. When there’s a problem, it pays to have the right protection on hand to ease your worries in a crisis, keep you financially stable, and your family safe.

Get Coverage Built To Protect Your Biggest Investment

When you work with an independent agent, you get the benefit of being able to easily shop around for the right insurance to fit your needs. We don’t offer “one size fits all” policies. We want our clients to feel empowered to choose exactly the kind of coverage they need at a price they can afford.

Learn More About Your Options

The typical home insurance policy offers protection for your home, personal property, and other structures on your property like detached garages, tool sheds, fences, or other outbuildings, whenever:

  • Damage or losses occur due to theft or vandalism
  • Your property is damaged or destroyed due to fire, lightning strikes, hail, or storms
  • Someone is injured on your property and sues you for liability

At Michel Hambrick Agency, Inc., we believe clients should also understand what isn’t covered by most policies, like flood damage and earthquake damage. There are optional policies that can help you protect against those kinds of natural disasters. You may also want or need extended coverage for valuable items like jewelry, watches, and collections.

Contact An Independent Agent Now

Ultimately, we empower you to make the coverage decisions that are right for you and your family. Get in contact with Michel Hambrick to set up your home insurance policy in Little Elm, TX today!